Insurance for your health.

UCH Financial Insurance is an independent broker of Life Insurance in Ontario.

Get Health & Accident Insurance Online


Don’t know how much coverage you need? That’s OK, use our tool to find the right amount and the best type of policy for you.


Don’t have time to call 20 companies? Search virtually every company in Ontario instantly.


Don’t know everything? We know insurance is a 10+ year commitment, our team is here to help you make the best decision possible.

What type of insurance are you looking for?

Health & Dental Benefits

Drug and dental coverage has always been important to Canadians. Less and less employers are providing these important benefits, leaving it up to you to find the right coverage. This type of insurance covers health expenses like prescription drugs, dentist visits, glasses and many more.

Critical Illness Insurance

1 in 2 Canadians will be faced with Cancer in their lifetime. If any illness happens during your working years it can be devastating. Protect your income, or let your spouse take off time with this important coverage. This insurance pays a lump sum benefit if you are to have a heart attack, stroke, or get cancer, with options to cover 25+ illnesses and medical conditions.

Disability & Income Insurance

Most people readily insure their cars and homes, but forget about their most important asset: their ability to earn an income. Protect yourself today with coverage that will provide an income no matter what life throws at you.

Long Term Care Insurance

Do you have a medical condition that has made getting insurance tough, or do you simply not want the hassle of needles and nurse appointment, no medical life insurance is a perfect option. With just a medical questionnaire to get coverage, this convenient and increasingly popular option allows more people than ever access to life insurance.

Travel Insurance

Don’t go out of the country without making sure you have some emergency travel coverage. Having a medical incident overseas can lead to severe financial harm if you aren’t properly protected.

Visitors to Canada Insurance

Do you have family or friends from overseas coming to visit in Canada? Make sure they have emergency medical insurance so they are not stuck with enormous medical bills if they are hurt or need any medical attention while in Canada.

Why are people flocking to online insurance?

Choice, flexibility, and convenience. Gone are the days where one insurance company has the best of everything. Let us take care of your due diligence and find the right coverage with the right company.

Save Valuable Time

Let us search every major company in Ontario, so you don’t have to. Throw in our interactive, digital-only process, and you have more time on your hands to do you.

Best Rate

We work with over 20 insurance companies in Ontario, to ensure that you are getting the best rate on your insurance, with NO compromises. We hope you like to save money!


We pride ourselves on being industry leaders in cyber security. We know how important your information is, and we do everything to protect it.

Unbiased Advice

You’re not alone if you feel someone has tried to sell you insurance. We don’t need to sell because we have no ties to any company. We just want to make you happy.

In 2016, 20.3 billion in insurance premiums were paid to 91 providers. With 91 providers trying to win your business, it can be painstakingly difficult to sort through them all and find the best company. Let us make this as easy as possible for you!

Insurance On Your Terms


Expert Advice

As licensed, independent insurance brokers, we are free to choose from dozens of insurance companies. We evaluate their plans and processes, and then make the best recommendations for your needs. We can explain in plain terms all the details about whole life, term life, universal life, cash value, dividends, investment methods, tax considerations, estate planning, and so much more.

Licensed Brokers

  • Knowledgeable – Our team is made up of licensed insurance advisors that keep up-to-date with the insurance world.
  • Technology Driven – We have the tools in place to make sure your plan is foolproof. Take our insurance coverage calculator tool, for example. 
  • Confidential – All conversations with our team are strictly confidential.
  • Service For Life – Finding a policy is the first step. We want to have a lifetime relationship with you and your family to provide much needed protection.


In Canada, Life and Health Insurance rates are standard across the board, so our quote would be the same as theirs. With no financial downside to working with us, it’s hard to turn down free advice.

We provide end-to-end service, and will be with you through all life’s events. With licenced brokers and a service team, we have you covered.

Yes. Please call us if you’d like to consolidate your insurance plans with us, and receive our unbiased advice.

The best way to get information is by calling us or using our life chat feature. Please refer to our Resources and Blog areas of the site, for a ton of information on different insurances.